You’d have to be living under a rock not to know that the real estate and mortgage landscape has shifted quite a bit in the last few years. But pretty much everyone—from those looking to buy their first home to those looking for a change of scenery or scale—could probably use some help navigating the process. After all, it’s a big step, and you’ll want to feel good about who’s by your side along the way. Some of the most innovative and personalized service out there comes from Direct Mortgage Loans (DML). The local privately-owned and operated lender manages everything from your application to your closing in-house. This means a shorter loan process (remember the nail-biting eons of waiting to hear approval?), and that your loan officer can keep you updated every step of the way. In fact, they’ve even got what they call their “Sweet 16 Pledge”—they bring everyone to the table in 16 days–without compromising quality, efﬁciency or accuracy. Wondering how they do it? It’s not magic—it’s just really good business.
Each of DML’s loan officers has an average of over seven years experience in mortgage banking, as well as training in federal law, ethics, and non-traditional lending. That means you’re working with someone who’s got pretty much the heftiest toolkit around, and all of the experience to make excellent use of it. After all, home-buying isn’t a one-size-fits-all affair, so individualized service only makes sense. That’s how they’ve built a business known for integrity and responsibility—even being named one of Baltimore’s Top Workplaces in 2013 by the Baltimore Sun. And since they’re privately owned and a direct lender, none of their products or loans make them any more money than any others. This means they’re not trying to sell you something to benefit themselves—they’re selling you something to benefit you—since, as Michael Paul, one of the founding partners tells us, they have “no loyalty—except to our customers.” Now, isn’t that a novel idea for a mortgage company? That’s why they’ve also built personal relationships with local real estate professionals– helping to get homes sold with open houses, joint marketing, and more.
Though “creativity” isn’t necessarily the first word that comes to mind when you think of a mortgage lender, DML could make you think twice. Their dedication to the customer, and their vast knowledge of the myriad possibilities of how to make home-buying a reality for anyone truly make them stand out in a crowded (and complicated) industry.