Winter can reveal major issues with your home, whether in the form of water damage from a leaky roof or a heating system that has kicked the bucket.
The Maryland Department of Housing and Community Development has opened applications for a grant program to help homeowners afford critical repairs.
The Homeowner Assistance Fund WholeHome Critical Home Repairs Grant Program provides grants for repairs that, if otherwise left unaddressed, could lead to the resident’s displacement.
“For too many Marylanders, a leaking roof, a broken furnace, or unsafe electrical wiring can be the difference between staying in their home and being forced out,” Maryland Department of Housing and Community Development Secretary Jake Day said in a statement. “The HAF WholeHome Critical Home Repairs Grant Program is about protecting stability and dignity by helping homeowners address urgent health and safety issues before they become crises. By investing in these critical repairs, we’re helping Maryland families remain safely housed in the communities they call home.”
Applicants can receive a standard grant up to $10,000. Exceptions may be made to fund repairs up to $15,000 for “extenuating circumstances” if an applicant provides documentation of their need.
Eligible repairs could include non-functioning heating and cooling systems; water heaters; electrical and plumbing/septic repairs; roof repair or replacement; mold or mildew remediation; lead paint and asbestos removal; and structural and maintenance issues.
Applications are open now through Sept. 30, or until funding is fully reserved, whichever comes first.
To qualify, applicants must be a Maryland homeowner with an income at or below 150% of the county area median income.
To be eligible for funding, applicants must be a Maryland homeowner whose income is at or below 150% of county area median income.
Applicants must also supply one work proposal estimate for the critical repair, dated within the last 60 days. The proposal must include photos and come from a licensed and insured Maryland Home Improvement Contractor.
Visit DHCD’s website for more information about the WholeHome grant program.
